Cook ground beef, chopped medium onion and garlic in Dutch oven over medium-high heat until beef is brown, stirring to separate meat. Drain fat. Stir in tomatoes with juice, water, chili, powder, cocoa, salt, dry mustard, cumin, paprika, red and black pepper, allspice, cardamon, cinnamon and cloves. Bring to a boil; reduce heat and simmer, uncovered, 45 minutes. To serve chili, layer vermicelli, beans, chili mixture, chopped small onion and cheese on six individual plates.