Preparation
In a small mixing bowl, beat the cream cheese until smooth. Mix whipped topping (mixture will be stiff); set aside.
In a bowl, combine pancake mix and sugar. Beat egg, milk, and oil; add to pancake mix and mix well. Fold in banana and pecans. Pour batter by the 1/4 cupfuls onto a lightly greased hot griddle; turn when bubbles form on top of pancakes. Cook until second side is golden brown. Serve with cream topping.