Preparation
In small bowl, combine sour cream and brown sugar; chill. Place 6 slices of bread in the bottom of a greased 13x9 baking pan. Layer ham, 1 C cheese, and remaining 6 slices of bread. Spread apple filling over top, sprinkle with granola. Bake in 350 degree oven 25 minutes. Top with remaining cheese and bake 5 minutes or until cheese is melted. Serve with sour cream mixture