Preheat oven to 350° and lightly grease or spray 9 x 13 pan.
In large bowl, beat brown sugar, sugar, applesauce and butter until light and fluffy.
Blend in honey, vanilla and egg.
In separate bowl, combine flour, wheat germ, cinnamon, baking soda, and salt.
Add flour mixture gradually to sugar mixture and beat until combined.
By hand, stir in almonds, chocolate chips and oats until well mixed.
Press mixture firmly in bottom of greased pan, and bake at 350° for 20-25 minutes, or until light golden brown.
Cool and cut into squares.