In a large pot, heat olive oil over medium heat. Add onion and garlic and cook until translucent; about 10 minutes. Stir in flour and cook until browned, about 5 minutes more. Add sausage and cook, stirring, about 10 minutes, scraping up brown bits from bottom of pot. Add beans, broth, Organic Just Carrot Bits, bay leaf, thyme and sage. Bring to a boil; reduce heat and simmer 30-40 minutes. Add Organic Just Apples and simmer an additional 15 minutes, or until apples are soft. Serve hot.