| 1 (3.4 oz) pkg | Instant vanilla pudding |
| 1 (8 oz) pkg | Cream cheese, softened |
| 1 (14 oz) can | Sweetened condensed milk |
| 1 tsp | Vanilla |
| 1 | (8 oz) container Cool Whip |
| 1 box | Nilla wafers |
| 6 | Large bananas |
Prepare the vanilla pudding according to the directions on the box, using milk. Beat the cream cheese until smooth. Add the pudding to the cream cheese, the condensed milk and vanilla. Mix well. Fold in the Cool Whip.
Layer pudding, wafers and bananas.