Ground hamburger and drain off the grease. Add the Hormel chili to the ground hamburger simmering on low.
Put the creamcheese on the bottom of a baking dish. Put the ground hamburger & Chili mixture on top of the creamcheese mixture. Top with mozarella cheese.
Bake at 350* untill the mozarella cheese melts.
Serve with naco chips.