Spread can of refried beans on bottom of 9x13 casserole dish or favorite serving dish.
Combine taco seasoning mix and sour cream until well blended. Spread on top of refried beans.
Spread salsa on top of sour cream mixture.
Sprinkle shredded cheese over entire surface.
Add diced olives, green onions and fresh tomato.
Serve with your favorite tortilla chips.